The ultimate financial health co-pilot.
Holistically understand and improve your financial life from a single, unified location, enriched with best-in-class analytics and actionable AI-driven next steps.
Otto provides the deepest level of insight into users' financial lives, from cashflow and budgeting to investing, tax, and pensions.
Meet every financial health benchmark
Otto helps you gain clarity on your life's path and embrace a well-structured financial plan tailored to help you achieve your goals.
Tracking
Insights
Real-time cashflow monitoring
AI-driven financial life planner
Instant net worth breakdown
1:1, 24/7 personal financial coach
Holistic spending overview
Real-time financial health analysis
Investment portfolio analysis
Pension aggregation
Credit scoring
Scenario analysis & financial stress testing
Mortgage planning & management
Dynamic financial roadmapping
Debt amortisation strategy
Portfolio risk
Education
Adaptive financial education journeys
Short-form video content
On-demand long form workshops
Weekly thematic expert sessions
Personalised article library
Investment ideation
Retirement planning
Tax allowance strategy
Emergency fund status
Financial goal likliehood analysis
Behavioural finance coaching
Financial health is hard to maintain.
Managing financial health has become increasingly challenging due to the heightened levels of financial stress, the lack of access to high-quality financial guidance, and the continuous rise in financial complexity.
60%
of people say financial problems are their #1 source of stress
2/3
knowledge workers people have little to no plan for retirement
£1m+
Average AUM requirement for private banking in the UK
10+
financial accounts per average UK citizen bring unparalleled levels of noise
Otto directly solves these issues.
Otto supports high-performing teams as an employee benefit
"The platform really goes one step further in supporting your people in an area which is typically taboo for employers."
Jack Bostock
ComplyAdvantage
Otto creates happier, more financially secure teams
“ComplyAdvantage knew more action was needed beyond providing cash rewards and benefits to support our team members in dealing with the impact of the rising cost of living. With Otto, Our team members feel reassured that they are able to tackle today’s economic challenges as well as taking steps to achieving long term financial health as part of the coaching and support available on the platform."
Jack Bostock
People Operations Partner
ComplyAdvantage
“Before Otto, I found understanding my stock options so overwhelming. Now I feel in control and excited about the potential impact they could have on my long term wealth!”
Dorothy
Product Manager
"I never thought I would afford a house. Otto helped me to create timeline, understand my mortgage options and start saving towards my dream home."
Account Executive
Gabriella
"I used to envy friends who actively invested in the stock market. My Otto Coach helped me create an investment plan and understand financial jargon.
Software Developer
Alex